Terms of Service

Effective Date:1/2/2025

Welcome to STEM Lume us. By accessing or using our website www.stemlume.com, you agree to comply with and be bound by these Terms of Service.

1. Use of the Website

• You must be at least 18 years old or have legal parental/guardian consent.

• You agree to use the Website only for lawful purposes and in accordance with these Terms.

• Unauthorized access, data mining, or interference with the Website is prohibited.

2. Intellectual Property

• All content on the Website, including text, graphics, and data, is owned by or licensed to us.

• You may not copy, distribute, or create derivative works without our express permission.

3. User Accounts

• If you create an account, you are responsible for maintaining its confidentiality.

• You agree to provide accurate and up-to-date information.

• We reserve the right to terminate accounts for violations of these Terms.

4. Disclaimers and Limitation of Liability

• The Website is provided "as is" without warranties of any kind.

• We are not responsible for any inaccuracies in statistical data or economic indicators.

• We shall not be liable for any direct, indirect, or incidental damages arising from your use of the Website.

5. Third-Party Links

• The Website may contain links to third-party websites for reference.

• We do not endorse or assume responsibility for external content.

6. Termination

• We reserve the right to terminate or restrict access to the Website at our sole discretion without notice.

7. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of Your Jurisdiction.

8. Changes to These Terms

• We may update these Terms from time to time. The revised Terms will be posted with an updated effective date.

9. Contact Us

If you have any questions about these Terms of Service, please contact us at:

STEM Lume
stemlume@gmail.com
www.stemlume.com